Go Banking Rates wanted some expert, personal tips on improving your relationship with money. I told them my strategy includes getting updated credit reports and going after every last debt that’s listed. Also, keep an eye out for errors—they can constantly pop up and, even if they’re minor, can dent your credit.
The 29 other expert tips include some real treasures, such as utilizing apps to find as many savings as possible. Make sure you have an account that’s “chicken money,” which is an uber safe investment just in case. “Chunk” your monthly budget into bite-sized nuggets that are easier to handle, know exactly how your financial planner gets paid, and optimize your means via investments.
Ensure your 401(k) is optimized and on autopilot so you don’t miss out, and if possible move to a city with a lower cost of living (which has been made easier with virtual office environments!). If you owe student loans, don’t forget to look at all options including different payment plans and never skip a payment. If your employer offers free money or other benefits, take everything you can. Pay bills online when you can, and have a long-term financial strategy.
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